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Protection of borrowers

With many years of experience in the field of borrower protection, the team of Vatev & Partners Law Firm offers legal advice and assistance to its clients in initiating and conducting cases against banks and non-bank financial institutions in connection with contractual relations under loan agreements. 

The services we provide in this area are the following :

  • Advice on the conclusion and termination of credit agreements;
  • Legal defence against debt collection companies, as well as assistance in negotiating out-of-court settlements or debt restructuring;
  • Representation and defence in court proceedings for the issuance of enforcement orders under Article 410 and Article 417 of the Civil Procedure Code;
  • - Initiation and handling of cases for the establishment of invalidity of consumer credit agreements, as well as for recovery of amounts unduly paid by borrowers under consumer credit agreements;
  • Taking legal action due to the establishment of illicit clauses (penalties, fees for additional services, etc.) in consumer credit contracts;
  • Initiation and prosecution of cases for repayment of time-barred debts;
  • Assistance in the procedure for the deletion of data from the Central Credit Register (CCR) in the case of a time-barred claim.

Areas of practice

  • Commercial law
  • Debt collection
  • Compensation for damages
  • Contract law
  • Labour migration
  • EU Blue Card
  • European law
  • Protection of borrowers
  • Enforcement proceedings
  • Family Law
  • Administrative law
  • Legal representation

Share your case with us

Whether you have a question, need legal advice, or additional information about our services - do not hesitate to contact us.